€615.88
left at the end of the month
out of €26,831.65 in total assets
The number that matters is not the balance. It is what survives the spending you have already committed to.
LIBRA pulls accounts, cards and investments into one view, recognises the outgoings you have already decided on, and subtracts them. What remains is the figure you can actually decide with.
Open the dashboardThe balance, the commitments and the estimate are examples. LIBRA is not connected to any bank and does not move money.
How we get to €615.88
No number on this page is hand-written. The large figure above is the last line of this subtraction, and the whole subtraction is here.
- Current account balance
- €4,820.55
Already committed
- Rent
- − €1,150.00
- Credit card, charged on the 15th
- − €1,284.30
- Car loan instalment
- − €289.00
- Utilities
- − €218.40
- Subscriptions
- − €41.97
Still to be spent
- Estimated daily spending · 11 days × €111
- − €1,221.00
An estimate, not a charge: it is the average of the last seven days of outgoings, €111.43, rounded to the euro.
- Left at the end of the month
- €615.88
This week's outgoings
Total €780. Saturday alone accounts for €233: close to a third of the week.
Three steps, then the number keeps itself up to date
You connect once. From then on LIBRA reads, tidies and recalculates without you having to open anything.
Connect
Banks and cards connect over the link PSD2 provides for. LIBRA gets read-only access: no transfers, no withdrawals.
We tidy up
Transactions are stripped of duplicates and assigned a category. Moves between your own accounts are not counted as spending.
You decide
Available, committed and upcoming, on one screen. You choose from there instead of finding out at the end of the month.
Look at the dashboard before connecting anything
The demonstration dashboard uses the same data as this page. No sign-up, no card, no bank connection.